rediffGURU Samkit Maniar answers readers' personal income tax queries.
The performance of tax-saving funds seems even more impressive once the tax benefits have been factored in.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
It's time to start planning your tax investments. Here are some new tax saving funds funds that have hit the market.
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
United States President-elect Donald Trump on Friday posted a media article on his Truth Social platform highlighting a suggestion by Kevin O'Leary, the Canadian investor and Shark Tank star, advocating for a potential merge of Canada and the United States.
Your financial goals are of utmost importance and the tax saving is an added incentive, advises Dwaipayan Bose.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
For the purpose of our discussion, we have chosen schemes which offer tax benefits at the time of making investment under Section 80C, i.e. Public Provident Fund & National Savings Certificate.
Here's an investment strategy for investments in tax-saving funds.
Here are some funds you can choose from if you want save tax and make some money in the bargain.
The higher the tax bracket, better the yields for these instruments
India's flexible (flex) office segment, having breached pre-pandemic levels, is thriving as corporates, startups, multinational corporations, and global capability centres (GCCs) expand in India, seeking low-capital yet Grade A plug-and-play facilities. In the first quarter (Q1) of 2025, the flex office segment continued to grow, with flex space leasing rising by 22 per cent to 2.2 million square feet (msf), according to Colliers.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
To select the right fund, investors need to first evaluate their risk profile and also assess the funds on parameters like the investment style, performance and risk, among others.
This is what taxpayers must know about mutual fund equity-linked saving schemes
'Reduce your equity allocation, put that allocation into gold and fixed income.'
'If a taxpayer opts for the new tax regime once, he can only switch back to the old tax regime once in his lifetime.'
Should you go for a salary structure with high basic component? Is there a flip side to it?
It's best to start your tax planning in the beginning of the year to help you systematically grow your savings coupled with the added benefit of tax saving realised at the end of the financial year.
Automobile giant Tata Motors' shares were in demand on Wednesday as the stock rallied as much as 3.69 per cent to hit an intraday high of Rs 671.80 per share, before settling 3.18 per cent higher at Rs 668.45. By comparison, the BSE Sensex settled 0.10 per cent, or 72.56 points, lower at 74,029.76.
In the sharp media focus on stocks, FDs and gold, small savings schemes have been largely ignored by the public. But they must form a part of portfolio of every investor who is looking to save tax by investing small amounts.
When you conduct a tax-planning exercise, ensure that you look beyond just the returns while selecting a tax-saving fund.
Since November 2022, sectoral, midcap, and smallcap funds have collectively added nearly 39 million folios, which is 65 per cent of the total additions to equity funds over the past two years.
Our advice for investors -- opt for funds like HDFC Long Term Advantage and HDFC TaxSaver which have proven track records to show for, over longer timeframes.
With less than 6 months left for the close of the financial year, smart investors would have commenced their annual tax planning. Tax-saving funds (also referred to as equity linked savings schemes -- ELSS) are popular avenues among risk-taking investors. Apart from providing benefits under Section 80C (investments in tax-saving funds are eligible for deduction from gross total income), tax-saving funds offer investor opportunity to invest as per their risk appetite.
rediffGURU Hemant Bokil answers your personal finance queries
Tax-saving investments should be part of the overall portfolio, but if you haven't had the time till now, just concentrate on saving as much tax as possible, says Arnav Pandya.
The government has proposed to dilute the controversial Fringe Benefit Tax, exempt savings account from the 0.1 per cent banking cash transaction tax and raise income tax exemption limit for women and senior citizens.
'More investors now view the stock market as a valuable opportunity, though many still seek quick gains, leading to a rise in futures and options trading.'
'Stay disciplined, and remain invested.' 'Volatile times are the best to invest in structural opportunities at the right price.'
rediffGURU Ulhas Joshi answers your mutual fund queries.
In a chat on rediff.com, direct tax expert Vikas M Gandhi offered some valuable tax-saving tips.
Pursuant to Finance Minister P Chidambaram's budget announcement, a roadmap to streamline tax structure on all saving instruments will be rolled out next month.
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